Coverage Options

Comprehensive Auto Insurance Protection

THInsurances offers structured coverage layers designed to protect your vehicle, yourself, and others on the road. Each coverage option addresses specific risks and provides clear financial protection when you need it most.

Liability Coverage

Essential protection for bodily injury and property damage you cause to others in an accident. This coverage handles legal defense costs and settlements when you are at fault.

  • Covers medical expenses for injured parties
  • Pays for property damage to other vehicles
  • Provides legal defense coverage
  • Required by law in most jurisdictions
Liability coverage protection

Collision Coverage

Protects your vehicle against damage from accidents with other vehicles or objects, regardless of who is at fault. This coverage ensures repair or replacement of your car.

  • Repairs damage from vehicle collisions
  • Covers single-vehicle accidents
  • Pays for rollover incidents
  • Works with deductible you choose
Collision coverage protection

Comprehensive Plans

Protection against non-collision events including theft, vandalism, weather damage, and animal strikes. This coverage safeguards your vehicle from unexpected incidents beyond accidents.

  • Covers theft and vandalism
  • Protects against weather damage
  • Handles fire and falling objects
  • Includes animal collision coverage
Comprehensive coverage protection

Uninsured Motorist Protection

Essential coverage when you are involved in accidents with drivers who lack insurance or have insufficient coverage. This protection ensures you receive compensation despite the other driver's insurance status.

  • Covers medical expenses after uninsured accidents
  • Pays for vehicle damage repairs
  • Protects against hit-and-run incidents
  • Fills gaps left by other drivers
Uninsured motorist protection

Medical Payments

Covers medical expenses for you and your passengers after an accident, regardless of fault. This coverage provides immediate assistance with healthcare costs without waiting for liability determinations.

  • Covers driver and passenger medical bills
  • Pays regardless of fault
  • Handles hospital and treatment costs
  • Supplements health insurance
Medical payments coverage

Roadside Assistance

Help when you need it most with towing, tire changes, jump starts, and lockout services. This coverage keeps you moving even when mechanical issues or emergencies occur away from home.

  • 24/7 towing services
  • Battery jump starts and tire changes
  • Lockout assistance
  • Fuel delivery when stranded
Roadside assistance coverage